A virtual stored value card solution for mass transit & micro payments
Silverleap: Zap is multi-protocol, HCE based stored value card emulation solution designed and developed by Silverleap for mass transit and micro payments. Even though Zap focuses on mass transit and small value payments, it draws a number of features from Visa’s cloud based payment specifications, EMV tokenization specification and uses patent pending, propriety security architecture for enhanced security and service delivery.
Zap, which is a natural extension to the Juice solution, will zap your stored value card onto a mobile!
Apart from the top up functionality, Zap can also help the card issuer/ service provider with the following:
All Zap virtual card creation and management routines are executed inside a Thales Hardware Security Module (HSM). This requires:
CloudPay controls and manages network services for Zap. CloudPay connects:
The Zap Mobile Library is used by service providers to either build a standalone virtual card application or to incorporate virtual card into their existing consumer applications.